Pay 12 monthly advances of ₹5,000 and redeem in gold ornaments — with no wastage and no making charges.
Each month's advance purchases gold at the prevailing rate. Accumulated weight redeemed at end.
| Month | Advance (₹) | Gold Rate (₹/g) | Weight (g) |
|---|---|---|---|
| Month 1 | ₹5,000 | ₹14,000 | 0.357 g |
| Month 2 | ₹5,000 | ₹14,500 | 0.344 g |
| Month 3 | ₹5,000 | ₹14,750 | 0.339 g |
| Month 4 | ₹5,000 | ₹15,000 | 0.333 g |
| Month 5 | ₹5,000 | ₹15,200 | 0.329 g |
| Month 6 | ₹5,000 | ₹15,300 | 0.326 g |
| Month 7 | ₹5,000 | ₹15,400 | 0.324 g |
| Month 8 | ₹5,000 | ₹15,500 | 0.322 g |
| Month 9 | ₹5,000 | ₹15,600 | 0.320 g |
| Month 10 | ₹5,000 | ₹15,700 | 0.318 g |
| Month 11 | ₹5,000 | ₹15,800 | 0.316 g |
| Month 12 | ₹5,000 | ₹15,900 | 0.314 g |
| Total | ₹60,000 | — | 3.892 g |